Mortgage Refinance

Already have a mortgage somewhere else? We’ll help you lower it—plain and simple.

  • Get 1% off your current rate*
  • Rates as low as 4.99%*
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Beat Your Rate. Period.

Refinance your current mortgage from another lender with 7 17 and we'll lower your existing rate by 1.00%, down to a rate as low as 4.99%.* 
 

Plus, Enjoy No Fees

  • No Application Fee
  • No Appraisal Fee
  • No Underwriting Fee
  • No Credit Report Fee
  • No Processing Fee
  • No Flood Search Fee
  • No Recording Fee
Additional discount available for title charges for Ohio properties when using our affiliate, Northwest Union Title.*  
 

Real Savings for Real People

Refinancing your mortgage could be one of the easiest ways to free up money in your monthly budget. With 7 17’s Beat Your Rate Mortgage Refi, many families save hundreds—some even save thousands.
 

Why We Do It

This incentive reflects our commitment to:
  • Supporting the financial well-being of our members
  • Encouraging homeownership in the communities we serve
  • Strengthening Northeast Ohio — one home at a time

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Lower My Rate

 

*Not available for existing 7 17 loans. Must be refinance of an owner-occupied, primary residence, in Ohio, LTV/CLTC up to 95%, minimum credit score of 620. $500 collected at time of application, if loan closes, funds will be credited back to applicant. Application, processing, underwriting, appraisal, flood determination, credit report and mortgage filing fees are waived on mortgages up to $832,750. Ohio property title charges are waived with the use of Northwest Union Title. 7 17 Credit Union has an ownership interest in Northwest Union Title. You are not required to use our affiliated title company to obtain a loan. You may shop for and select any settlement service provider. A separate Affiliated Business Arrangement Disclosure will be provided as required by federal law. Your new 7 17 mortgage loan will be based on current loan rates at the time of application or 1% rate reduction below your current mortgage loan rate held at the other institution, you will receive the lower of the two (no new cash out or extension of current term) with a floor of 4.99%. Cannot be combined with other offers.

7 17 Credit Union NMLS#: 469483