Elevate Line of Credit

Flexible access. Total control.

The Elevate Line of Credit is designed for members with strong credit who want flexibility, control, and financial peace of mind. Instead of reapplying for a loan each time you need funds, Elevate gives you ongoing access to credit—ready when you are.

How Elevate Works

Once approved, your Elevate personal line of credit is available for you to use as needed. You choose when and how much to borrow, up to your approved limit. Payments are calculated at the time of each advance, so there are no surprises. You only pay for what you use. 
 

Who Elevate Is Designed For

Elevate is a great fit for members who:

• Maintain excellent credit (740+ credit score)
• Want on-going access to credit without repeated applications
• Prefer flexibility over fixed loan structures
• Are looking for an overdraft protection option beyond traditional solutions

Key Features & Benefits

• Credit limits from $10,000 to $50,000
• No transaction fees when accessing funds
• Payment calculated at advance: 2.5% of the amount borrowed (minimum $100)
• No minimum transaction amount
• Late fee: $25
• Annual fee: $50 (waived with a 7 17 checking account and $1,000 monthly direct deposit)
• Reported to credit bureaus
• Can be used as an overdraft protection source

Put Your Credit to Work
 

Apply for your Elevate personal line of credit online and sign your papers quickly with Electronic Signature*, or contact us with any questions.

_{*Some restrictions may apply.}