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Certificates
Maximize savings for a brighter future.
- Choice of investment periods
- Higher savings rates
- Better budgeting with predictable returns
Helping you diversify and grow your savings
Create greater savings power by investing your funds into a Certificate. With competitive, fixed rates, it's the safe, easy way to earn dividends on your deposits. Choose from various terms to suit your investment needs. Once your Certificate matures, you can cash it out or reinvest in another Certificate for more growth.
- $500 minimum deposit
- Dividends may be deposited in other accounts
- Compounded and credited quarterly
- Funds are federally insured by the NCUA. Learn more about account insurance.
*Annual Percentage Yields (APY) are accurate as of 05/27/2026 and subject to change without notice. The Annual Percentage Yield (APY) for the 18-month Certificate is 3.50%; the APY on the 24-month Certificate is 3.55%; the APY on the 60-month Certificate is 3.80%. Substantial penalty for early withdrawal. Dividends are compounded and credited quarterly. Minimum amount required to open and earn APY is $500. Special offers are also available for Traditional and Roth IRA certificates. Jumbo Certificate bonus available on 18-, 24-, 36- and 60-month terms only; requires certificate balance of $250,000 or more. Call 800-775-7741 for further details. Deposits are federally insured up to $250,000. IRA deposits are federally insured separately up to $250,000.
