Basic Checking

Just the essentials with no suprises.

  • Reduced Courtesy Pay fee
  • Low monthly account fee
  • No minimum balance requirement
  • Access to digital banking tools

Basic Checking has what you need, plus reduced Courtesy Pay fees

Your 7 17 Basic Checking account comes with no minimum balance requirement and unlimited check-writing. All it takes is a $25 deposit to open your Basic Checking account. Plus, you get access to all the digital channels you need to conveniently manage your money on your time.  7 17 checking accounts are federally insured by the NCUA. Learn more about account insurance.

  • Monthly account service charge as low as $4.00 (regularly $7.00)1
  • Reduced Courtesy Pay fee of $19.50 per occurrence when compared to our other checking accounts2
  • Four-day grace period on the Basic Checking Negative Account Day Fee of 99¢ per day3

7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. Stop by the nearest 7 17 Credit Union branch to open your Basic Checking account today or contact us with any questions.

1Monthly Basic Checking account fee of $7.00 can be reduced by $1.50 with eStatements and by $1.50 with a single direct deposit of $200 or more with total reduction of up to $3.00 per month.

2Must opt in for Courtesy Pay Plus coverage of every-day debit and ATM transactions. Courtesy Pay fee of $19.50 per overdraft (non-sufficient funds) occurrence compared to $30.00 on other 7 17 checking account types.

3 99¢ per day negative account fee is waived during 4-Day Grace period. No negative day fee charged if account is negative by less than $10.00 or if account is brought back to positive by end of the fourth day after account goes negative.

All Checking Accounts come with

Earn ScoreCard® rewards for everyday purchases. Receive an instant-issue card at select locations if your card is ever lost or stolen. Enjoy the added convenience of contactless payment.
View your accounts, make transfers, pay bills, deposit checks and more anywhere you go, day or night, with our top-rated app.
A simple text message can help you take care of financial tasks.
Get easy access to your accounts with NetWorth24 Online Banking, transfer funds, pay bills, set up account alerts and more.
Set up alerts in Online Banking and our Mobile Banking App to keep tabs on your accounts with near real-time notifications.
Add your favorite photo to personalize your debit card.
Through CALL24's touch-tone telephone access or its voice-activated response, you can take care of simple tasks, such as making deposit inquiries, transferring balances and more.
Free, unlimited ATM transactions at 7 17-owned ATMs and PTMs.
Enjoy a faster, more secure way to receive your monthly statements.
Empower your device with Apple Pay™, Samsung Pay or Google Pay™ to make purchases quickly in store or online.

Additional Services

Attach a financial safety net to your accounts.
Get your checks online or in person.


7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. If you're eligible to join, you can take full advantage of all 7 17 products and services designed to help you improve your financial well-being. Those that are eligible to join must live, work, worship, or attend school in Trumbull, Mahoning, Columbiana, Summit, Portage or Stark counties. If you qualify for membership, you will need to provide your personal information (name, physical address, Social Security number and birthdate) along with two acceptable forms of identification (examples include an unexpired driver’s license, an unexpired United State passport, unexpired government issued ID or a Social Security card).

7 17 Credit Union offers four separate checking accounts. Our Free WOW Checking and Free Checking are available without fees. Our Benefits Plus® Checking, which is loaded with perks, is available for $5 monthly, $4 if you’re age 50 years or older. Our Basic Checking, which offers a reduced Courtesy Pay fee, is available for $7 monthly. Please note there is a required opening deposit when opening a Checking Account with 7 17. The opening deposit for all Checking Accounts is $25.

The 7 17 Visa® Rewards Debit Card lets you rack up points with every purchase. Members can redeem points online for a variety of merchandise and travel rewards. Earn more points and access additional rewards, such as a cash-back option, by combining with your Visa® Platinum Rewards Credit Card ScoreCard Rewards points. Learn more