Adjustable-Rate Mortgages
- Lower initial home loan interest rates and up to 90% financing*
- Interest rates rise no more than a set amount during the life of the home loan
Fixed-Rate Mortgages
- The most popular mortgage on the market
- Fixed rate for the entire term lets you budget with certainty
Federal Housing Administration (FHA) Home Loans
- Provides government-backed mortgage insurance
- Available to purchase a single-family home or refinance an existing home mortgage loan
- Competitive rates, smaller down payment options, and greater flexibility when calculating household income and payment ratios than traditional home loans
- Learn more about FHA Loans
Veterans Administration (VA) Guaranteed Home Loans
- Allows qualifying military veterans and active duty personnel to purchase a home or retain their home
- Offers low or no down payment, based on the value of the property being purchased, to finance the VA funding fee, and to avoid mortgage insurance premiums
- No prepayment penalty
- VA Loans can also be assumed by a purchaser when the home is sold
- See if you are eligible for a VA Loan, request verification of your eligibility, or get answers to some of your questions through the Department of Veterans Affairs
First-Time Homebuyer Program
- Choose conventional financing, FHA, or VA financing
- Down payment assistance available in certain areas
- Available for the purchase of owner-occupied residence
- Construction Loan
- Get the money you need to build the house of your dreams
- Up to 95% financing available**
Home Loan Refinancing
- Can help you save money or pay off debt faster
- Choose from fixed- and variable-rate programs
- Get up to 97% financing***
*To qualify for 90% financing, all current underwriting guidelines must be met for the final mortgage approval. For specific information about your mortgage needs, including rates, terms, fees and more, please contact a 7 17 Mortgage Loan Consultant or visit our Mortgage Loan Center.
**To qualify for 95% financing, all current underwriting guidelines must be met for the final mortgage approval. For specific information about your mortgage needs, including rates, terms, fees and more, please contact a 7 17 Mortgage Loan Consultant or visit our Mortgage Loan Center.
***To qualify for 97% financing, all current underwriting guidelines must be met for final mortgage approval. For specific information about your individual mortgage needs, including rates, terms, fees and more, please contact a 7 17 Mortgage Loan Consultant or visit our Mortgage Loan Center.