Financial Fundamentals Blog

78% of Americans are living paycheck to paycheck. Watching your bank account dwindle while the bills pile up can take a hefty toll on all aspects of your life. Before you let financial stress consume you, check out these tips for relief. 

The holidays are right around the corner, and for some, that means added stress about finances. With less than 90 days until Christmas, there’s still time to start planning so you can worry less and focus on what really matters.
 

7 17 Credit Union has partnered with TLC Insurance Group to offer Medicare plan options to members.
Whether you’re new to Medicare, getting ready to turn 65, preparing to retire or preparing for your annual Medicare enrollment review, 7 17 is here to help you navigate this complex process to select the plan that best suits your needs.
 

School is back in session, and with it comes a myriad of costs. If you’re heading off to college for your first or last semester, don’t be afraid to look for ways to save. One way to cut costs is to eliminate visiting your college bookstore for textbooks. Don’t be afraid to look for deals or to get creative! Here are some tips to help.
 

Are you looking to change your financial institution? Maybe you want to get more out of your deposits? Maybe you’re unhappy with the level of customer service you receive or just tired of paying fees? Whatever your reason, be sure to check out 7 17 Credit Union.

As a credit union, 7 17 is a not-for-profit institution whose focus is to return profits to our members as higher dividends on savings, lower rates on loans and lower or no fees, compared to traditional banks. Check us out to learn more about different ways to save.
 

August is here, which means the start of school is right around the corner! Start planning your back-to-school shopping now to avoid unnecessary stress and spending. 

What if ditching the snooze button in the morning could save you money? While getting up early can be difficult, it turns out there may be a correlation between success, money and your alarm clock.
 

Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses. 
 

Summer is officially here, which means families across the United States are preparing to go on vacation. While vacations are great way to spend quality time with loved ones and to unwind, the credit card bills that accumulate afterwards can sour memories of the trip.

Take the time to plan a vacation that will leave you with good memories instead of debt. Here are some tips to keep in mind while planning.
 

While the internet has become a staple in most people’s daily functions, it has provided another outlet for fraudsters. Over the last several years, wire transfer fraud has been on the rise, with billions of dollars lost. The internet makes wire transfer fraud easier to commit and harder to track.

Learn what you can do to protect yourself from money transfer schemes in the digital age.
 

Congratulations! Your hard work has paid off. Diploma in hand, you’re ready to tackle the next phrase of your life.

But the joy of graduating from college can quickly fade once graduates begin to grasp their new-found responsibilities, especially when it comes to their financial future. Navigating rent, a car payment, insurance, cable and groceries can be overwhelming. Throw student loan payments and other financial burdens into the mix, and it can be downright frightening.

The worst thing recent grads can do is to start using credit cards to help them maintain their lifestyle. The average college grad owes $4,100 on credit cards at the time of graduation. Not including student loans. Roughly 69% of graduates took out student loans and owe an average of $29,800 in federal and private debt.
 

We are pleased to continue our commitment to our members in the Warren area and communities in Trumbull County.

7 17 Credit Union’s new Warren (Larchmont) branch, located at 3185 Larchmont Ave. NE, officially opened Monday, June 3.

 The newly-constructed, free-standing office includes new features to provide enhanced service and more convenience with significantly expanded drive-thru hours for members to receive personal service using the latest technologies, including Personal Teller Machines (PTMs).