LP - 4.99 HELOC

Turn Your Equity Into Opportunity!

The equity in your home is not just for home projects — it’s for so much more! Now is the time to access it with a new 7 17 Home Equity Line of Credit.

You can...

• Start a new business
• Pay for college expenses
• Buy your dream RV
• Consolidate debt
• Purchase a new auto for your college student

Benefits:

• 4.99% APR 6-month intro rate*
• 10-year draw period
• Closing cost savings**
• Line is available when you are —no re-application needed

Unlock Your Equity

Non-members of 7 17 must join the credit union (open a savings account) to receive this offer. When responding to this offer, we will deposit the $5.00 minimum opening deposit into your new share (savings) account, which establishes membership. While not common to this offer, membership eligibility restrictions may apply.

*Highly qualified borrowers will receive an introductory 4.99% APR (Annual Percentage Rate) for the initial 6-month introductory period and 6.25% APR for the remaining 9 1/2-year fixed period (for loans up to 90% loan to value). After 10 years from the initial loan closing, your loan rate will become variable and the loan will go into a repayment period with no further draws available. For highly qualified borrowers, the APR during repayment will be Prime minus .50% and may vary monthly based upon the highest Prime Rate published in The Wall Street Journal 30 days prior to the adjustment and will take effect on the first day of your billing period. The Prime Rate as of January 21, 2026 is 6.75%. Your APR may vary based on equity and credit qualifications. During the repayment period, the APR will not go below 4.50% or exceed 15%. Other rates and terms are available for less qualified borrowers. Loans subject to approval criteria, including required credit union membership, not all applicants will qualify. Call for details. Property insurance required (and flood insurance, if applicable). The minimum payment on your Home Equity Line of Credit will be 1.25% of the balance owed. Payment example: if your balance is $10,000, your payment would be $125 (does not include escrow, taxes or insurance). Rates are subject to change without notice.

**Loans subject to a $50 Annual Fee (waived for the first year on new loans). Closing costs, based on loan amounts, can range from $197 to $1,177. Up to $300 in closing fees are waived on a new 7 17 Home Equity Line of Credit loan with the exception of a Cancellation Fee of $40. If you fail to maintain an open line of credit for at least 24 consecutive months, the waived fees must be repaid. The refinance of a 7 17 Home Equity Line of Credit loan will not qualify for waived fees. Not valid with any other 7 17 Home Equity special offers. Offer subject to change or withdrawal without notice. Applications must be received by June 30, 2026.

¹Some restrictions may apply.