Financial Fundamentals Blog

Everyone learns about money differently. Some people take classes, others rely on advice from family and friends and even more people learn from personal experiences. But following poor advice can end up costing you money and have negative implications on your credit score. Before you follow a misconception about money, check our list of debunked money myths.
 

78% of Americans are living paycheck to paycheck. Watching your bank account dwindle while the bills pile up can take a hefty toll on all aspects of your life. Before you let financial stress consume you, check out these tips for relief. 

The holidays are right around the corner, and for some, that means added stress about finances. With less than 90 days until Christmas, there’s still time to start planning so you can worry less and focus on what really matters.
 

School is back in session, and with it comes a myriad of costs. If you’re heading off to college for your first or last semester, don’t be afraid to look for ways to save. One way to cut costs is to eliminate visiting your college bookstore for textbooks. Don’t be afraid to look for deals or to get creative! Here are some tips to help.
 

Are you looking to change your financial institution? Maybe you want to get more out of your deposits? Maybe you’re unhappy with the level of customer service you receive or just tired of paying fees? Whatever your reason, be sure to check out 7 17 Credit Union.

As a credit union, 7 17 is a not-for-profit institution whose focus is to return profits to our members as higher dividends on savings, lower rates on loans and lower or no fees, compared to traditional banks. Check us out to learn more about different ways to save.
 

August is here, which means the start of school is right around the corner! Start planning your back-to-school shopping now to avoid unnecessary stress and spending. 

What if ditching the snooze button in the morning could save you money? While getting up early can be difficult, it turns out there may be a correlation between success, money and your alarm clock.
 

Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses. 
 

Summer is officially here, which means families across the United States are preparing to go on vacation. While vacations are great way to spend quality time with loved ones and to unwind, the credit card bills that accumulate afterwards can sour memories of the trip.

Take the time to plan a vacation that will leave you with good memories instead of debt. Here are some tips to keep in mind while planning.
 

Winter is full of spending habits that can deter you from your financial goals, so spring is the perfect time to clean up your monthly budget. Start small by tidying up your financial paperwork or reviewing your monthly spending habits. Don’t have a budget? Well then spring is the perfect time to give yourself a fresh financial start. Unsure where to begin? Let 7 17 Retirement & Investment Group help you reach your financial goals with tips to create a monthly budget.
 

Tidying up your Credit and Financial Information can lead to a Smooth Summer

Spring is here! Nothing feels more satisfying after a long winter than a little spring cleaning. But your home isn’t the only thing that needs freshened up. Be sure to add your credit and financial information to your tidying list. Here are few tips from Experian, a consumer credit reporting company, to make sure you’re making a clean sweep of your financial information.
 

The New Year is a great time to review and revamp your finances for a successful financial future.  Here are a few ways that you can get started on achieving your financial goals.