Financial Fundamentals Blog

Using a credit card may sound like a smart way to finance a large purchase, but if you’re not careful, you may be falling into a debt trap. Most retailers offer store-branded, deferred interest credit cards to appeal to buyers, but few consumers are aware of the pitfalls of deferred interest.
 

Valentine’s Day is fast approaching, and with it, the reminder that you should shower your loved ones with lavish gifts. But expressing your love doesn’t mean emptying your wallet. You can still make romantic or thoughtful gestures without breaking the bank.

You don’t have to spend a small fortune to enjoy the National Football League’s biggest event of the year! Whether you’re staying home or plan to host your family and friends, we’ve compiled a list of tips to help you save!
 

January is right around the corner, and the New Year is the perfect time to focus on your goals. Make 2020 the year you address your financial goals. Regardless if you want to save more, improve your credit score or pay down debt, we’ve compiled a list of tips to help you start the New Year with a clean financial slate.
 

Everyone learns about money differently. Some people take classes, others rely on advice from family and friends and even more people learn from personal experiences. But following poor advice can end up costing you money and have negative implications on your credit score. Before you follow a misconception about money, check our list of debunked money myths.
 

78% of Americans are living paycheck to paycheck. Watching your bank account dwindle while the bills pile up can take a hefty toll on all aspects of your life. Before you let financial stress consume you, check out these tips for relief. 

The holidays are right around the corner, and for some, that means added stress about finances. With less than 90 days until Christmas, there’s still time to start planning so you can worry less and focus on what really matters.
 

School is back in session, and with it comes a myriad of costs. If you’re heading off to college for your first or last semester, don’t be afraid to look for ways to save. One way to cut costs is to eliminate visiting your college bookstore for textbooks. Don’t be afraid to look for deals or to get creative! Here are some tips to help.
 

Are you looking to change your financial institution? Maybe you want to get more out of your deposits? Maybe you’re unhappy with the level of customer service you receive or just tired of paying fees? Whatever your reason, be sure to check out 7 17 Credit Union.

As a credit union, 7 17 is a not-for-profit institution whose focus is to return profits to our members as higher dividends on savings, lower rates on loans and lower or no fees, compared to traditional banks. Check us out to learn more about different ways to save.
 

August is here, which means the start of school is right around the corner! Start planning your back-to-school shopping now to avoid unnecessary stress and spending. 

What if ditching the snooze button in the morning could save you money? While getting up early can be difficult, it turns out there may be a correlation between success, money and your alarm clock.
 

Are you looking to save money? Why not start at home? The average Ohio family will spend an average of $1,300 on residential energy costs each year with a portion of the cost being wasted.

With some inexpensive changes, you may be able to save on your energy expenses.