Financial Fundamentals

According to the National Retail Federation, 60 percent of holiday shoppers planned to begin their shopping in November. In case you’re not part of that statistic, here are a few helpful tips to wrapping up your shopping without going way over budget.
 

Winter weather has a way of sneaking up with its snow, ice and chilling winds. However unwelcome it might be, it does serve as a helpful reminder to check in on your home energy usage. Considering that the average American family spends more than $2,000 each year on utilities – with a good portion of that cost wasted energy – an energy audit can help you confirm that you’re getting the most bang for your buck.
 
Here are a few easy ways that you can make a difference in your energy costs.
 

We’re so close to Thanksgiving, which means that the Holiday season is upon us. For a lot of us, the most wonderful time of the year can feel overwhelming as the shopping, parties, baking, decorating, and general spending can take on a life of their own. With some help from KOFE (Knowledge of Financial Education), here are a few tips to put yourself back in charge during the Holidays to make sure that you start the New Year on the right financial foot.

Thanksgiving is a time to rest, to spend time with friends and family and to, well, give thanks. To make that a little easier this year, we’ve put together a few tips to help you save money while shopping for Thanksgiving dinner.

Using digital banking options and automating your financial life can save you time, money, and the general stress of worrying about whether your banking is handled from day to day. Here are a few tips to how you can save yourself some headaches by putting your finances on autopilot.
 

A quick guide to finding the best checking account for you

Does your financial situation scare you? You’re not alone; a recent study found that 36 percent of working Americans are considered “financially fragile.” Read on for some tips to put you on stronger financial footing.

How to take savings beyond the sales

Handle your new financial reality like a pro

The music has a jingle to it, the gift guides are out and the lights are twinkling, which can only mean one thing: the holidays are upon us. Here are a few tips on how to save money and avoid overspending this season.

The holidays are in full swing, and shopping days are running out. I know what you’re thinking: It’s too late to score deals and save money. Don’t worry; there are still steps you can take to cut costs even if your shopping has only just begun. Let’s review some of those steps as well as explore year-round measures that can help put you at the top of your financial game next year.

Feeling the pressure of the Holidays already? Don’t worry, we have some tips on how online and mobile banking can truly make the Holidays the most wonderful time of the year.