Financial Fundamentals

How to budget for a wedding

The holiday season is one of the most popular times of the year to get engaged. In fact, 40 percent of proposals happen between Thanksgiving and New Year’s Day. If you’re one of those lucky couples, you’re probably asking yourself, “how do we pay for all of this?” Don’t worry. We’ve got you covered with a few tips on how to create a wedding budget that won’t break the bank.
 

Save on home energy costs

Winter weather has a way of sneaking up with its snow, ice and chilling winds. However unwelcome it might be, it does serve as a helpful reminder to check in on your home energy usage. Considering that the average American family spends more than $2,000 each year on utilities – with a good portion of that cost wasted energy – an energy audit can help you confirm that you’re getting the most bang for your buck.
 
Here are a few easy ways that you can make a difference in your energy costs.
 

A quick guide to surviving the Holidays

We’re so close to Thanksgiving, which means that the Holiday season is upon us. For a lot of us, the most wonderful time of the year can feel overwhelming as the shopping, parties, baking, decorating, and general spending can take on a life of their own. With some help from KOFE (Knowledge of Financial Education), here are a few tips to put yourself back in charge during the Holidays to make sure that you start the New Year on the right financial foot.

A quick guide on how to pay for college

It’s no secret that higher education comes with a hefty price tag. The College Board reported that the average annual cost of a public four-year college for in-state students is $9,410 while out-of-state students face $23,980. Those attending a private four-year college are looking at an average annual cost of $32,410. Just reading these numbers can be overwhelming, let alone figuring out how to pay for them.
 
The good news is that for many students college is not an out-of-pocket expense because of the many available avenues of financial aid. Here’s a few ways to figure out how to pay for college without going broke.  
 

Be ready: September is National Preparedness Month

National Preparedness Month is four weeks designed to ready you for an emergency. And, it seems that both local and national weather is cooperating to remind you of what’s at stake if you don’t have a plan in place. Advanced planning can save you valuable time and money. From the financial to the practical, here are a few ways to make sure you are ready in an emergency.
 
 

Budgeting made easy

Welcome to the New Year! With a new year comes new resolutions: For some it’s eating better, for others it’s getting fit, and for many it’s getting their finances in order. When it comes to getting your finances in check, it can be difficult to know where to start.

Holiday Survival Guide

Thanksgiving is just around the corner and another year has almost come and gone. If you’re like most Americans, the next few weeks will be filled with shopping, attending parties, baking and decorating. What it won’t be filled with is time, or at least it can feel that way. Take charge of your holidays with these tips from KOFE (Knowledge of Financial Education).