Checking FAQs

Learn more about our checking accounts

Do you have questions about 7 17 Credit Union’s checking accounts? Read our FAQs to get answers to frequently asked questions about our checking accounts or contact us today!

7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. If you're eligible to join, you can take full advantage of all 7 17 products and services designed to help you improve your financial well-being. Those that are eligible to join must live, work, worship, or attend school in Trumbull, Mahoning, Columbiana, Summit, Portage or Stark counties. If you qualify for membership, you will need to provide your personal information (name, physical address, Social Security number and birthdate) along with two acceptable forms of identification (examples include an unexpired driver’s license, an unexpired United State passport, unexpired government issued ID or a Social Security card). 
7 17 Credit Union offers four separate checking accounts. Our Free WOW Checking and Free Checking are available without fees. Our Benefits Plus® Checking, which is loaded with perks, is available for $5 monthly, $4 if you’re age 50 years or older.  Our Basic Checking, which offers a reduced Courtesy Pay fee, is available for $7 monthly. Please note there is a required opening deposit when opening a Checking Account with 7 17. The opening deposit for all Checking Accounts is $25.
The 7 17 Visa® Rewards Debit Card lets you rack up points with every purchase. Members can redeem points online for a variety of merchandise and travel rewards. Earn more points and access additional rewards, such as a cash-back option, by combining with your Visa® Platinum Rewards Credit Card ScoreCard Rewards points. Learn more.
7 17 Credit Union does not have minimum balance requirements on any of our Checking Accounts. 
Debit cards look just like credit cards, but have some important differences. A debit card is linked directly to your checking account, so when you make a purchase with it, that amount is deducted immediately from your account. You’re not charged interest, or in most cases, fees. 

A 7 17 Credit Union Debit Card can help you manage your financial goals, and can be used at ATMs and retailers throughout the county. They are available with any 7 17 Credit Union account. 

A credit card is treated more like a loan, and can include fees for late payments.  They can offer peace of mind when emergencies strike and offer fraud protection that debit cards cannot. 

 
Yes, there is a limit of $3,000 for existing members and new members with a credit score equal to 600 or greater and direct deposit. If you are a new member and your credit score is less than 600 and direct deposit is not yet established or you do not have a Basic Checking account, the limit is $2,000.
Members can connect their 7 17 Visa® Debit or Credit Card to Google Pay™, Samsung Pay or Apple Pay™  and you can make purchases simply by holding your phone to the terminal. Learn more.
7 17 Credit Union’s routing number is 241282849. 
There are several ways to reorder checks from 7 17 Credit Union. When you’re ready to reorder checks, you can do so online, in-branch or over the phone. If you choose to reorder online, you can do it through our check supplier, Deluxe, if you meet these criteria:
 
  •  It's not your first check order
  •  You've ordered checks with us within the past four years
  • Name and address on the check are unchanged
If you don't meet these criteria, we'll be happy to assist you with reordering checks at any of our 7 17 branches or by calling our TeleServices department
 

7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. Open your checking account online or contact us with any questions.