Refresh your home

with a 7 17 Home Equity Line of Credit

APR as low as
With competitive HELOC rates and low monthly payments, you can enjoy the freedom and flexibility to use the equity in your home to create a space that fits your needs.

Open a new Home Equity Line of Credit with 7 17 and enjoy:
  • Monthly payments as low as $125* when you borrow $10,000
  • Closing cost savings**
  • Fixed rates for the first 10 years
  • Fast, convenient Visa® access to your money
  • Instant credit approval

Refresh your home with a 7 17 Home Equity Line of Credit

Tired of staring at the same four walls? Update your home with a HELOC from 7 17 Credit Union. Use the money towards all of your home improvement needs to create that much needed home office or remodel the areas you congregate in as a family. Our competitive rates and low monthly payments make the choices almost endless. It’s yours to make, and we’ll help you every step of the way.

Apply today!

Apply at any Northeastern Ohio branch, over the phone or online.

For more information about 7 17’s Home Equity Line of Credit or any of our other home equity loan options, please visit or call or visit any one of our local branches.

*The 4.24% APR (Annual Percentage Rate) is for the initial 10-year draw period on a 7 17 Home Equity Line of Credit and may include additional discounts as follows: (up to 85% loan to value) a .25% rate discount for first lien position; a .50% rate reduction for setting up automatic payments from a 7 17 Checking Account, ACH, or from another financial institution, direct deposit, or payroll deduction; and a .25% Simply Rewarding Premium level discount. Payment example: The minimum payment on your Home Equity Line of Credit will be 1.25% of the balance owed; therefore, if your balance is $10,000, your payment would be $125 (does not include escrow, taxes or insurance). Ask for details. After 10 years from the initial loan closing, your rate will become a variable rate and the loan will go into a repayment period in which there are no further draws available from the line; your new Home Equity Line of Credit APR will be prime minus .00% and may vary monthly based upon the highest prime rate published in The Wall Street Journal 30 days prior to the adjustment and will take effect on the first day of your billing period. The current variable APR as of Feb. 1, 2021 is 3.25%. During the repayment period, the APR will not go below 4.50% or exceed 15%. Other rates and terms are available. Your APR may vary based on equity, credit, and your Simply Rewarding Member Rewards level. Must credit-qualify. Property insurance required (and flood insurance, if applicable). **Up to $300 in fees are waived if you advance $10,000 (new money) on a Home Equity Line of Credit with the exception of a Cancellation Fee of $40, and if you maintain a balance for at least 24 consecutive months. The approximate fees are as follows: Appraisal - $250, Flood Determination - $14, Title Search - $275, Title Insurance - $500, Recording Fee - $98, and Cancellation Fee - $40. The Annual Fee of $50 on a Home Equity Line of Credit is waived for the first year. Not valid with any other special Home Equity offers. Rates and fees are subject to change without notice. Simply Rewarding Member Rewards, a value-added program available to all members, can provide specific loan discounts to members based on their Simply Rewarding Member Rewards level as follows: Primary Rewards level (.10%), Preferred Rewards level (.15%), and Premium Rewards level (.25%). Please ask for full details about the program.